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Paying too much for utilities? This isn’t necessary! Unplug electronics and turn off the lights. Keep the doors and windows closed when the heat is on and don’t use the stove as for heat. By doing so, you will exponentially decrease the amount you spend on electricity and gas monthly. The are many simple ways of hitting this problem. Just think carefully of what you do and do not need. If you’re not using something turn it off…
5. Credit Cards
Limit the amount of credit you use. If you don’t carry cash and using a credit card has become a habit, then use a credit card that collects points. Depending on the credit card being used, points can be used towards existing balances or flights and hotels when on vacation! Also, using less credit will cut the cost of having to pay interest on all items if financially unable to make a full monthly payment.
Shopping is a behavior that can be extremely therapeutic for some. The bad part of shopping is that many of us love name-brand merchandise and spend thousands of dollars on bags, gadgets, shoes, coats, suits, clothes, and other merchandise. Shoes and bags have proven to be a woman’s best friends, maybe more so than jewelry. Therefore, when shopping for a new bag, consider if there really is a need for a new bag. Search the closet and see what already exists there. Try reusing old bags which were probably used no more than twice since purchased.
Given, everyone loves looking and feeling great, but there are bargain stores that sell brand names that won’t break your bank account. Shop smart! Search the web for the best possible prices and locations. The following was directed towards women in general. Men on the other hand, don’t have a huge problem shopping. However when they do go out they have a mindset on what they will purchase. Critically thinking about the item is very important. Is it a want or a need?
Everything revolves around money, but the most important thing about money is knowing how to spend it wisely. Some may find following these procedures hard. However, it will benefit anyone in the world who is looking to save and manage their finances better. For more useful articles like this please don’t forget to subscribe to the RSS-feed and follow Inspirationfeed on Twitter + Facebook! If you enjoyed the following article we humbly ask you to comment, and help us spread the word!
This article was written by Kathy Ford. She saves money by visiting Homeownersinsurance.org