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Most likely, you’ve already thought about how you would be spending your retirement years: taking leisurely vacations on cruises, going to the beach and basking in the sun while sipping cocktails, spending time with your kids and grandkids, pursuing a lifelong passion, or finding a new hobby.
These are only some of the things retirees plan do throughout their golden years. The prospect of being able to do anything you want for the rest of your life is exciting.
But, for some, retirement is riddled with apprehension and conflicting emotions. You’ll be withdrawing from years of work. What happens next?
There is life after retirement, and it’s full of endless possibilities, but only if you’re responsible enough to begin planning for it.
Planning for Your Retirement
Being able to enjoy the fruits of your labor takes a lot of preparation. For some, retirement is still a long way ahead, and that’s why they put off planning for it. Knowing when to retire is the first decision that you’ll need to make. Having 5 to 10 years to prepare for your retirement is crucial if you want to be able to meet your retirement goals.
According to the United States Department of Labor, one of the key ways to get ready for retirement is to begin saving money. Of course, starting your savings plan early has its advantages. Finding out what your retirement needs will be can help you take better charge of your finances once you stop working. If you’re unsure of what to do next, ask questions. Talk to your bank, employer, or financial advisor.
Common Retirement Mistakes
Here are some common and, often, costly retirement mistakes that you’d want to steer clear of:
- Unwise investments
- Not saving early on
- Lack of financial planning
- Quitting your job too early
- Putting off your retirement for too long
- Paying your debts while in retirement
Retirement has several advantages.
Stress levels will be significantly reduced since you won’t have to think about work and the pressure that comes with it anymore. You’ll also be able to focus more on your health. You’ll have more time to prepare proper meals. You’ll even be able to spend your free time doing volunteer or community work.
The challenge is how to make the most of your retirement.
Constantly learning is one of the best ways to make your retirement enjoyable. Pick up a new hobby. Work on puzzles. Join a dance or art class.
Staying connected with friends and family can make retirement an even more enriching. It would also help keep loneliness at bay. Schedule get-togethers, drinks, or cookouts.
But whichever way you to choose to spend your retirement, don’t forget to honor and take pride in all the hard work that you’ve put into your career.
You’ve earned the milestone, and you would still have a lot to look forward to. Embrace life and what it has to offer.
Meanwhile, enjoy going through this selection of retirement quotes that may inspire anticipation for your retirement.
1. “There is a whole new kind of life ahead, full of experiences just waiting to happen. Some call it ‘retirement.’ I call it bliss.” –Betty Sullivan
2. “Retirement is not the end of the road. It is the beginning of the open highway.” –Unknown
3. “Half our life is spent trying to find something to do with the time we have rushed through life trying to save.” –Will Rogers
4. “Often when you think you’re at the end of something, you’re at the beginning of something else.” –Fred Rogers
5. “For many, retirement is a time for personal growth, which becomes the path to greater freedom.” –Robert Delamontague
6. “Retirement is the only time in your life when time no longer equals money.” –Unknown
7. “Retire from your job, but never retire your mind.” –Unknown
8. “The best time to start thinking about your retirement is before the boss does.” –Unknown
9. “A retired husband is often a wife’s full-time job.” –Ella Harris
10.”When a man retires and time is no longer a matter of urgent importance, his colleagues generally present him with a watch.” –R.C. Sheriff
11. “Retirement is wonderful. It’s doing nothing without worrying about getting caught at it.” –Gene Perret
12. “Retirement is not in my vocabulary. They aren’t going to get rid of me that way.” –Betty White
13. “He who laughs last at the boss’s jokes probably isn’t far from retirement.” –Unknown
14. “Retirement: That’s when you return from work one day and say, ‘Hi, Honey, I’m home—forever.'” –Gene Perret
15. “I enjoy waking up and not having to go to work. So I do it three or four times a day.” –Gene Perret
16. “Retirement: It’s nice to get out of the rat race, but you have to learn to get along with less cheese.” –Gene Perret
17. “My father calls acting ‘a state of permanent retirement with short spurts of work.'” –Chris Pine
18. “Don’t act your age in retirement. Act like the inner young person you have always been.” –J. A. West
19. “Stay young at heart, kind in spirit, and enjoy retirement living.” –Danielle Duckery
20.”You have to put off being young until you can retire.” –Unknown
21. “Retirement: When you stop lying about your age and start lying around the house.” –Unknown
22. “My parents didn’t want to move to Florida, but they turned sixty and that’s the law.” –Jerry Seinfeld
23. “Retirement at sixty-five is ridiculous. When I was sixty-five I still had pimples.” –George Burns
24. “Age is just a number, but retirement is one of the greatest gifts to mankind.” –Unknown
25. “How do you know it’s time to retire? It’s when you stop lying about your age and start bragging about it.” –Unknown
26. “When men reach their sixties and retire, they go to pieces. Women go right on cooking.” –Gail Sheehy
27. “Retirement, a time to enjoy all the things you never had time to do when you worked.” –Catherine Pulsifer
28. “Retirement: No job, no stress, no pay!” –Unknown
29. “Retirement isn’t the end of the road, but just a turn in the road.” –Unknown
30.”The best part about being retired is never having to request time off.” –Unknown
31. “There’s never enough time to do all the nothing you want.” –Bill Waterson
32. “Say goodbye to tension and hello to your pension.” –Unknown
33. “Retirement: World’s longest coffee break.” –Unknown
34. “The harder you work, the harder it is to surrender.” –Vince Lombardi
35. “The trouble with retirement is that you never get a day off.” –Abe Lemons
36. “We spend our lives on the run: we get up by the clock, eat and sleep by the clock, get up again, go to work—and then we retire. And what do they give us? A bloody clock!” –Dave Allen
37. “I find the biggest trouble with having nothing to do is you can’t tell when you are done.” –Unknown
38. “I will not retire while I’ve still got my legs and my make-up box.” –Bette Davis
39. “I need to retire from retirement.” –Sandra Day O’Connor
40.”I wanted to have more time to play and reflect, but I find retirement more stressful than having a nice, steady job because I have to make decisions about where I want to be.” –Walter Cronkite
41. “I’m always announcing my retirement. I’m still not retired.” –Dick Van Dyke
42. “Choose a work that you love and you won’t have to work another day.” –Confucius
43. “Well, I didn’t grow up with that word ‘retirement’ as part of my consciousness. I didn’t grow up with professionals that retired. I thought retiring was when you are tired and go to bed.” –Ruby Dee
44. “Retirement means doing whatever I want to do. It means choice.” –Dianne Nahirny
45. “A lot of our friends complain about their retirement. We tell ’em to get a life.” –Larry Laser
46. “Working people have a lot of bad habits, but the worst of these is work.” –Clarence Darrow
47. “I’m not just retiring from the company; I’m also retiring from my stress, my commute, my alarm clock, and my iron.” –Hartman Jule
48. “I have never liked working. To me a job is an invasion of privacy.” –Danny McGoorty
49. “My retirement plan is to get thrown into a minimum security prison in Hawaii.” –Julius Sharpe
50.”There are some who start their retirement long before they stop working.” –Robert Half
51.”Retirement is like a long vacation in Las Vegas. The goal is to enjoy it the fullest, but not so fully that you run out of money.” – Jonathan Clements
52.”It is better to live rich than to die rich.” – Samuel Johnson
53. “Something pretty…that’s just the surface. People worry so much about aging, but you look younger if you don’t worry about it.” – Jeanne Moreau
54. “Age is an issue of mind over matter. If you don’t mind, it doesn’t matter.” – Mark Twain
55. “There is a fountain of youth: it is your mind, your talents, the creativity you bring to your life and the lives of people you love. When you learn to tap this source, you will truly have defeated age.” – Sophia Loren
56. “You don’t stop laughing when you grow old, you grow old when you stop laughing.” – George Bernard Shaw
57. “Living each day as if it were your last doesn’t mean your last day of retirement on a remote island. It means to live fully, authentically and spontaneously with nothing being held back.” – Jack Canfield
58. “Retirement’s the most wonderful thing. I get to enjoy all the things I never stopped to notice on the way up. After an extraordinary life, it’s time to enjoy my retirement.” – Patrick Macnee
59. “I found out retirement means playing golf, or I don’t know what the hell it means. But to me, retirement means doing what you have fun doing.” – Dick Van Dyke
60. “We work all our lives so we can retire – so we can do what we want with our time – and the way we define or spend our time defines who we are and what we value.” – Bruce Linton, Fatherhood: The Journey from Man to Dad
61. “The joy of retirement comes in those everyday pursuits that embrace the joy of life; to experience daily the freedom to invest one’s life-long knowledge for the betterment of others; and, to allocate time to pursuits that only received, in years of working, a fleeting moment.” – Byron Pulsifer
62. “A thriving new beginning can be and should be a time for amazing engagement, growth, connections, contributions, and amazing possibilities.” – Lee M. Brower
63. “As your life changes, it takes time to recalibrate, to find your values again. You might also find that retirement is the time when you stretch out and find your potential.” – Sid Miramontes, Retirement: Your New Beginning
64. “Retirement, a time to do what you want to do, when you want to do it, where you want to do it and how you want to do it,” – Catherine Pulsifer
65. “For retirement brings repose, and repose allows a kindly judgment of all things.” – John Sharp Williams
66. “Retirement is wonderful if you have two essentials – much to live on and much to live for.” – Author Unknown
67. “Retire from work, but not from life.” – M.K. Soni
68. “The question isn’t at what age I want to retire, it’s at what income.” -George Foreman
69. “As in all successful ventures, the foundation of a good retirement is planning.” – Earl Nightingale
70. “Preparation for old age should begin not later than one’s teens. A life which is empty of purpose until 65 will not suddenly become filled on retirement.” -Arthur E. Morgan
71. “Planning to retire? Before you do, find your hidden passion. Do the thing that you have always wanted to do.” – Catherine Pulsifer
72. “Sooner or later I’m going to die, but I’m not going to retire.” – Margaret Mead
73. “Don’t simply retire from something; have something to retire to.” – Harry Emerson Fosdick
74. “Age is only a number, a cipher for the records. A man can’t retire his experience. He must use it. Experience achieves more with less energy and time.” – Bernard Baruch
75. “You can’t put off being young until you retire.” – Philip Larkin
76. “What do you call a person who is happy on a Monday? Retired.” – Unknown
77. “You are never too old to set a new goal or dream a new dream.” – C.S. Lewis
78. “I’m retired – goodbye tension!” – Unknown
79. “If we had no winter, the spring would not be so pleasant; if we did not sometimes taste of adversity, prosperity would not be so welcome.” – Anne Bradstreet
80. “Time spent in laughter when one is retired is well invested.” – Unknown